Santa applied for a loan of Rs 10 00 000 The banker pulled out the loan application What have you got for collateral? What s collateral? Well that s something of value that would cover the cost of the loan Have you got any vehicle? Yes a Tata Sumo The banker shook his head Any fixed assets like land house building or ? Yes I have five acres of land and a small farm house Finally the banker decided to make the loan Several weeks later Santa was back in the bank He pulled out a roll of bills Here to pay he said He then handed the banker the money to pay his loan off What are you going to do with the rest of that money? Don t know Why don t you deposit it in my bank he asked Don t know deposit You put the money in our bank and we take care of it for you When you want to use it you can withdraw it Santa leaned across the desk and asked What you got for collateral?

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